EH&S Insider Blog

The Experience Modification Rate: Explained

 

An Experience Modification Rate (EMR) has a significant impact on the worker's compensation insurance premium of a business. The EMR is a metric that insurers use to calculate the premium; it takes into account the number of claims/injuries a company has had in the past, and their corresponding costs. An EMR of 1.0 is the benchmark average -- if your company's EMR number is lower than average, (e.g. less than 1.0), your worker's compensation premium will be lower than average. An EMR number greater than 1.0 will result in a higher than average premium payment.

Topics: Experience Modification Rate

E-Learning 101 for Safety Professionals

Introduction

E-Learning programs have experienced a significant rise in popularity in recent years as people from all over the world and from all walks of life begin to appreciate the advantages offered by learning online. Although the approach has become extremely popular among students of all types due to its convenience, E-Learning is also very effective.

A meta-analysis conducted by the U.S. Department of Education found that students in online conditions performed better than students who learned the identical material through traditional classroom instruction.

Topics: E-Learning Safety Resources